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Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance and Business / Commercial Insurance for Schnecksville and All of Pennsylvania

Located in Schnecksville, Pennsylvania, the Lutes Insurance Agency was established in 1979. We serve the Lehigh Valley and surrounding counties with personal and business insurance from a variety of ‘A’ rated or better insurance companies.

We offer auto/car insurance, business/commercial insurance, bonds, homeowners insurance, life insurance, motorcycle insurance, mobile home, and recreational vehicle insurance.

An Independent Advantage

We are Independent Agents in Schnecksville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lutes Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance Quotes

Car driving on road

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home with flag

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Construction Foreman

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

6 Questions (and Answers) About French Drains

Posted: October 21, 2024

If you’re dealing with a wet basement or a soggy lawn, you might want to look into installing a French drain. While it’s not necessarily a “quick fix,” a French drain can be a smart investment to keep your home and yard dry. Here’s what to know before you dig. What are French drains? French drains are trenches that redirect surface water and groundwater in...

How much car insurance do I need?

Posted: October 14, 2024

Determining how much insurance you need to be fully protected and fit into your budget is a tricky task. Many factors come into play when answering this question. Things like state minimums, lender requirements, and the value of your assets are all considered when determining the answer. How much car insurance is enough? The answer to this question will vary wildly depending on many factors...

8 Homeowners Insurance Coverages You Need

Posted: October 11, 2024

When it comes to homeowners insurance, not all policies are created equal. And that’s important to remember when it comes to protecting what could very well be your biggest asset. Check out the list below, which shows some major “must haves” in homeowners insurance. The right limits. One thing that people commonly gravitate to when they hear “value of the home” is what they paid...

What is Full Coverage Insurance?

Posted: October 7, 2024

If you’ve ever bought or leased a car, there’s a pretty good chance you’ve been told you need “full coverage” auto insurance while under a loan or lease. But what exactly does that mean? Honestly, there is no such thing. It is not a term generally used by insurance companies because no insurance company can cover 100% of all situations, which is why so many...