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Pennsylvania Independent Insurance Agency

Auto / Car Insurance, Home Insurance and Business / Commercial Insurance for Schnecksville and All of Pennsylvania

Located in Schnecksville, Pennsylvania, the Lutes Insurance Agency was established in 1979. We serve the Lehigh Valley and surrounding counties with personal and business insurance from a variety of ‘A’ rated or better insurance companies.

We offer auto/car insurance, business/commercial insurance, bonds, homeowners insurance, life insurance, motorcycle insurance, mobile home, and recreational vehicle insurance.

An Independent Advantage

We are Independent Agents in Schnecksville, Pennsylvania, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Lutes Insurance Agency represents a carefully selected group of financially strong, reputable insurance companies, therefore, we are able to offer you the best coverage at the most competitive price.

Specializing In Erie Insurance

Erie Insurance has been helping customers since 1925 with their auto, home, business, and life insurance needs.
Click here to get an auto insurance quote with Erie Insurance "ERIE Auto Insurance Quote" (opens in new tab)
Click here to pay your Erie Insurance bill "ERIE Pay Your Bill" (opens in new tab)
Click here to use the Erie Insurance Life Insurance Calculator "ERIE Life Insurance Calculator" (opens in new tab)

Insurance Quotes

Car driving on road

Auto Insurance

Utilizing high deductibles on the physical damage coverages can help reduce premiums.
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Home with flag

Home Insurance

If you have tangible assets, you need the protection of a homeowners insurance policy.
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Construction Foreman

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs.
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Recent News & Updates

7 Tips for Staying Safe During Extreme Cold Weather

Posted: January 14, 2025

Polar Vortex and Extreme Cold Safety Tips Only travel if you have to. In extreme cold, you shouldn’t travel unless it’s absolutely necessary. Staying inside will reduce your chance of getting frostbite or risking uncertain road conditions. If you do need to leave the house, be sure to brush up on best practices for winter driving safety. If you drive, make sure you have a flashlight with...

What Should I Do if I Have Trouble Driving at Night?

Posted: December 19, 2024

We all know there are plenty of driving hazards to worry about during the day – from rain and snow to deer and potholes. But driving at night adds a completely new set of challenges. Why? It all comes down to one word: visibility. During a clear day, you might be able to see thousands of feet ahead of you. But when the sun’s down,...

New Year’s Checklist: 7 Important Insurance Conversations Every Business Owner Should Have

Posted: December 18, 2024

The start of a new year is an ideal time for business owners to review and refresh their insurance coverage to ensure it meets their current needs and business goals. Whether you run a small retail shop, a contracting business or manage a fleet, here are seven important topics to discuss with your local insurance agent this year. 1. Annual Insurance Coverage Checkup As your...

What to Know About Workers’ Compensation and Working from Home

Posted: December 6, 2024

Are you one of the many businesses that has taken on a remote or hybrid working model? Working from home has pros and cons, but it also raises serious questions like what would happen if an employee becomes injured while performing work at home. Workers' compensation (often shortened to workers’ comp) laws and requirements vary by state, but generally, any business that has employees must have workers’...